Digibank - Advanced Digital Banking System with Rewards

Digibank - Advanced Digital Banking System with Rewards

Digibank – is an Advanced Digital Banking solution that is mainly used for Digital and Physical Banking Websites. It is a flexible Banking Script where all the banking facilities are available. In the system, visitors can register as a bank user to the application and, deposit to the account, also can make the FDR or DPS by using that deposited amount. In the system, there are DPS, FDR and, Loan and Bill payment features available. The user can make a DPS for a particular time period and amount and can receive the DPS amount with the profit after it’s maturity. It is also possible to make FDR which had some FDR plans, the bank users would keep the funds to their FDR as block money and they would receive the profit from that money every a little period of time. FDR has the compounding system available. The bank users also can apply for the Loan by maintaining all the processes of the bank. The admin or bank owner will be able to approve the loan or reject it if it does not fulfill the requirements.

They also can get the Signup Bonus for registering to the website and they also can earn referrals. It has various referral levels to get the referral bonus. Also, user can pay their bills using this application. There is an integrated automatic payment gateway like Paypal, Stripe, Mollie, Coinbase, Paystack, VogurePay, Coingate, Flutterwave, and many more. Also, it has an automatic withdrawal method to withdraw the money to the user account directly. It has a manual deposit and withdrawal method available. There is a Portfolio system on the application, users can reach any of the portfolios to improvise their transactions or earnings. One user can transfer the funds to other users and other banks too. There is a Rewards system where users can redeem the rewards and get paid from the bank. All these features are controlled from the Admin dashboard.

Admin Features

Dashboard
In the Dashboard menu, If there is a Manual deposit, Pending Withdraw request, and Pending KYCs, Loan requests and, Support Tickets then Admin can see this after logging into the admin panel. They are immediate tasks to complete first. Then admin can see the cards of all the basic data of the website. Also can see the statistics for the Last 7 Days of Deposits, DPS, FDR, Loan, Bill and, Withdrawal. You can explore other statistics and Recently Registered users.

Customers
In the Customers menu, there are all the registered customers can be found, There are other Active customers, Closed customers, Disabled customers and the admin can send all the users any message immediately. Admin can edit any of the customer details to find his activities. Admin can add or subtract balance from any user. Admin can change all the performing statuses. Admin also can add any new bank customer to the system.

KYC Management
Admin can set the KYC form and check and review each of the user’s KYC. Admin can see the histories of the KYC.

Manage Roles and Manage Staffs
In the Manage Roles menus, the admin can add any of the roles to the application and can assign any of the permissions to that role. And in the Manage Staffs menu admin can add new staff and can assign any of the roles to the staff with his permission.

Transactions
All the Transactions can be explored in this menu.

Profits
User and Bank profits can be explored under the profit sections.

Fund Transfer
Admin can review the pending fund transfers. Also, can setup the process for Wire and Other bank transfers.

DPS
Admin can setup the DPS plans and review the Ongoing DPS.

FDR
Admin can setup the FDR plans and review the Ongoing FDR.

Loan
Admin can setup the Loan plans and review the Loan requests.

Bill Management and History
Admin can import the service, convert rates and, check out the bill lists. Also, can be explored the bill histories.

Automatic Gateways
Admin can see the automatic payment gateways for deposit and withdrawal. He can set multiple currencies in a single gateway supported. Multiple currency-supported gateways are available.

Deposits
In the Deposit menu, the admin can edit any of the automatic deposit methods. Also, can set the Manual Deposit methods and review any of the manual deposit requests. Also can explore the deposit histories.